1.1 Purpose
Neomics Institute values users’ personal information and privacy rights. This Privacy Policy aims to explain how the Institute collects, uses, stores, shares, and protects relevant information in the process of providing investment education, research materials, case studies, online learning, and Quantora research support functions.
The Institute processes personal information in accordance with the principles of clear purpose, appropriate scope, data minimization, security, and transparency, using relevant data only to the extent necessary to provide services, improve the learning experience, maintain platform security, and fulfill applicable responsibilities.
1.2 Scope of Application
This policy applies to information processing activities generated when users browse the Neomics Institute website, create accounts, participate in courses, complete assessments, read research content, participate in case studies, submit feedback, or use Quantora functions.
Information processing activities generated through third-party websites, external platforms, or independent services may be subject to relevant third-party privacy rules. Users should read the corresponding privacy policy before using external services.
1.3 User Confirmation and Policy Effectiveness
By accessing or using the relevant services, users indicate that they have read and understood this Privacy Policy. For information processing activities requiring separate user authorization, Neomics Institute will provide appropriate explanations and obtain necessary consent before processing.
If users do not agree to the information processing methods described in these Terms, they may stop submitting relevant information or stopping using the corresponding functions.
2.1 Applicable Subjects
These Terms apply to website visitors, registered users, course participants, research content users, Quantora test participants, and individuals using other Neomics Institute digital services.
These Terms primarily apply to information generated in personal or family settings. Information related to recruitment, employment, institutional partnerships, or independent business relationships may be processed according to other applicable rules.
2.2 Basic Account and Identity Information
When users create or manage accounts, Neomics Institute may collect usernames, display names, login credentials, language preferences, regions, authentication status, and other information necessary to complete account setup.
The Institute only collects information related to account creation, identity verification, service provision, and security management, and does not require users to submit personal data unrelated to the relevant services.
2.3 Learning and Course Information
When users participate in courses, assessments, or case training, the platform may record course selections, learning progress, viewing history, assignment submissions, assessment results, completion status, learning preferences, and content collection records.
This information is primarily used to save learning progress, present course content, improve teaching arrangements, and help users understand their own learning progress.
2.4 Technical and Usage Information
When users use the website or platform, the system may automatically record device type, browser type, operating system, IP address, access time, page browsing history, function clicks, error logs, and approximate regional information.
Relevant technical information is used to ensure platform operation, analyze functional performance, identify abnormal activity, and optimize page and service experience.
3.1 User-Provided Information
Neomics Institute may collect information proactively submitted by users when registering an account, participating in courses, filling out questionnaires, completing assessments, submitting learning content, participating in functional testing, or providing feedback.
Users should ensure that the information submitted is true, accurate, and from a legal source, and avoid submitting ID card numbers, financial account information, or other sensitive information unnecessarily.
3.2 Information Generated During Service Use
When users browse courses, view research materials, use learning tools, or operate Quantora, the platform may generate learning records, interaction records, feature preferences, content access information, and operation logs.
This information is used to maintain service continuity, restore learning progress, improve content arrangement, evaluate feature performance, and handle technical issues.
3.3 Automated Data Collection
Neomics Institute may collect necessary information through cookies, log files, local storage, and similar technologies to maintain login status, save language settings, identify service anomalies, and understand platform usage.
For cookies or similar technologies that are not essential to providing basic functionality, the platform may provide selection or management mechanisms as applicable.
4.1 Providing and Managing Services
Neomics Institute may use relevant information to create and maintain user accounts, provide course content, record learning progress, manage assessment results, enable relevant functions, and support the daily operation of the platform.
Necessary information may also be used to verify user identity, save operation records, and handle account security issues.
4.2 Optimizing Courses and Learning Experience
The Institute may improve course categorization, knowledge presentation, case studies, and learning paths based on course participation, learning progress, content preferences, and feature usage.
Personalized content is primarily used to improve learning efficiency and content relevance and does not represent a judgment on a user’s investment capacity, financial situation, or future market performance.
4.3 Technology Development and Quality Assessment
The Neomics Institute may use restricted, de-identified, or aggregated information for internal testing, quality assessment, and technology improvement of website functions, the course platform, and Quantora.
The development process focuses on data processing, information organization, content accuracy, functional stability, risk warnings, and user experience, and is not intended to identify any specific individual.
4.4 Security and Compliance Management
Relevant information may be used to identify unusual logins, unauthorized access, malicious operations, content abuse, technical attacks, and other activities that may affect user or platform security.
Where applicable laws, regulatory requirements, or legal procedures apply, the Neomics Institute may also process necessary information to protect its legitimate rights and fulfill its corresponding responsibilities.
5.1 Functional Positioning of Quantora
Quantora is an investment education and intelligent research support tool developed by the Neomics Institute. It is primarily used to organize publicly available information, connect research materials, identify key variables, compare different scenarios, and present the basis for analysis.
Quantora does not make personal investment decisions on behalf of users, and its output should not be construed as a guarantee of returns, automated trading services, or investment advice tailored to individual circumstances.
5.2 User Input and Interaction Information
When users use Quantora, the system may process user-input questions, research topics, keywords, feedback content, function selections, and interaction logs.
Users should not include unauthorized third-party personal information, account credentials, unpublished commercial information, or other sensitive content unsuitable for processing in their input.
5.3 Internal Testing and Functional Improvement
Within the scope permitted by applicable rules, some interaction logs may be screened, de-identified, or aggregated for internal testing, error identification, content evaluation, model improvement, and security checks.
Quantora 4.0 is currently in the internal development and testing phase, and related data processing is primarily used for education, research, and system evaluation. The college will reduce unnecessary data usage through access restrictions, isolated testing environments, and manual review.
5.4 Automated Processing and Manual Review
AI-generated content may be affected by data sources, information timeliness, model limitations, and changes in the market environment, and therefore may contain omissions, incompleteness, or inaccuracies.
When dealing with important research content, users should review the content in conjunction with original materials, publicly available sources, applicable conditions, and their own judgment. Insufficient data, model discrepancies, or anomalies may trigger output restrictions, continued observation, or manual review.
6.1 Purpose of Cookie Use
Neomics Institute may use necessary cookies to maintain login status, save user preferences, record course progress, ensure account security, and maintain basic website functions.
The platform may also use performance or analytics cookies to understand page visits, function usage frequency, and technical errors to improve website performance and user experience.
6.2 Cookie Management Options
Users can delete, restrict, or disable some cookies through browser settings. Disabling necessary cookies may affect account login, course recording, language settings, or the normal use of some platform functions.
For non-essential cookies that require user selection, the platform can provide corresponding authorization, rejection, or preference settings functions.
6.3 Third-Party Technical Tools
Some pages may use third-party provided content loading, data analysis, authentication, cloud operation, or security protection tools. These tools may process necessary device and usage information according to their functions.
Neomics Institute will evaluate third-party tools as needed for service purposes and restrict their use of relevant information outside the agreed scope.
7.1 Sharing Within Necessary Scope
Neomics Institute will not arbitrarily share users’ personal information for purposes unrelated to the service. Neomics Institute may share limited information only when necessary to provide courses, maintain the platform, ensure security, or fulfill user requests.
Shared content will be limited to the minimum necessary to perform a specific service.
7.2 Third-Party Service Providers
The Institute may use cloud storage, content hosting, data processing, authentication, performance analysis, and cybersecurity services. These service providers will only process necessary information for the agreed-upon purposes and shall take appropriate confidentiality and security measures.
Third-party service providers shall not use the information they obtain for independent purposes unrelated to the entrusted services.
7.3 Legal Requirements and Rights Protection
Neomics Institute may disclose necessary information if required by laws, regulations, judicial proceedings, regulatory requirements, or other legal processes.
The Institute may also process or disclose relevant information to a reasonable extent necessary to protect user safety, maintain platform integrity, investigate fraud, handle infringement activities, or protect legitimate rights.
7.4 Information Processing During Business Adjustments
In the event of a merger, reorganization, business transfer, or change of service operating entity within Neomics Institute, information related to the relevant services may be transferred as necessary data.
In this case, the recipient of the information shall continue to process the relevant information in accordance with these Terms and applicable data protection requirements; if there is a significant change in the purpose of processing, an explanation will be provided accordingly.
8.1 Data Security Measures
The Neomics Institute employs reasonable technical and managerial measures to protect personal information, including access control, authentication, access control, logging, data backup, security monitoring, and necessary transmission protection.
The Institute will adjust security measures based on data type, usage scenario, and potential impact; however, no network transmission or electronic storage method can completely eliminate risks.
8.2 Internal Access Management
Only authorized personnel, within the scope of their responsibilities, may access relevant information if necessary for teaching management, technical maintenance, quality assessment, security checks, or compliance work.
Internal access activities shall be subject to access restrictions, and the possibility of unauthorized use of information shall be reduced through necessary logging, auditing, and confidentiality management.
8.3 Data Retention and Deletion
The retention period for personal information will be determined based on the purpose of collection, course service period, account status, security needs, and applicable legal requirements. The Institute will not retain personal information indefinitely without a reasonable purpose.
Once the purpose of retention is completed, the relevant information will be deleted, anonymized, aggregated, or access restricted, except for information required by law to be retained or necessary to resolve disputes.
8.4 Cross-Regional Data Processing
Because digital services, cloud technology, and service providers may be located in different regions, some information may be stored or processed outside the user’s region.
Neomics Institute will take reasonable contractual, authorization, and security measures, where applicable, to ensure that cross-regional processing continues to be appropriately protected.
9.1 Inquiry and Access
To the extent permitted by applicable law, users may confirm whether Neomics Institute processes their personal information and request access to eligible personal information.
To protect account and information security, the Institute may conduct necessary identity verification before processing requests.
9.2 Correction and Updates
If users find that their account information or other personal information is inaccurate, incomplete, or has changed, they can make corrections through account settings or the privacy request portal within the website.
Some historical records may not be directly modifiable due to security, auditing, or legal requirements, but may be processed through supplementary explanations or restrictions on use.
9.3 Deletion, Restriction, and Withdrawal of Authorization
Where applicable, users may request the deletion of personal information, restriction of certain processing activities, or withdrawal of previously granted authorization. Withdrawal of authorization will not affect information processing that was lawfully completed before the withdrawal.
Some deletion requests may be reasonably limited if the relevant information is still needed for account security, dispute resolution, legal liability, or other permitted purposes.
9.4 Data Access and Op-Out
Where applicable, users may request access to eligible personal information in an available format and opt out of the sale of personal information, targeted advertising, or certain types of automated analytics.
Neomics Institute will process eligible rights requests through account features, privacy settings, or in-site request mechanisms. Colorado privacy rules include rights to access, correction, deletion, data portability, and opt-out of certain processing activities.
10.1 Privacy Protection for Minors
Neomics Institute’s investments in education, research content, and Quantora features are primarily aimed at users with the appropriate level of understanding and do not primarily target children under the age of 13.
If the platform confirms that it has collected personal information of children under the age of 13 without obtaining the necessary authorization, it will take reasonable measures to restrict its use and delete it. Online services involving children’s personal information may require verifiable parental or guardian consent and comply with additional data security, retention, and deletion requirements.
10.2 Terms Updates
The Neomics Institute may update this Privacy Policy based on service adjustments, technological developments, changes to Quantora features, or applicable rules.
If an update has a significant impact on how personal information is processed, the Institute will provide clear indications on the website, account page, or relevant service interfaces. The updated terms will apply from the stated effective date.
10.3 Independence of Terms and Language Interpretation
If any part of this Policy is deemed invalid, unenforceable, or inconsistent with applicable law, it will not affect the continued validity of the remaining provisions.
If this Policy is provided in multiple languages, the core meaning of each version should remain consistent; in case of differences in interpretation, it should be interpreted in conjunction with applicable law, the actual service content, and the purpose of personal information processing.
10.4 Privacy Request Processing
Users can submit relevant requests through account settings, the privacy control page, or the privacy request portal within the website. To prevent unauthorized access, the Institute may require proper authentication.
The Neomics Institute will process requests based on the type of request, scope of information, authentication results, and applicable requirements, and will provide processing results within a reasonable timeframe.
